You don’t need to own a big house to have an estate! Your estate consists of everything you own when you die, including your home, personal property, bank accounts, investments, retirement plans and interest in businesses or partnerships. A basic estate plan consists of a will, durable powers of attorney, and a healthcare directive. Here are five reasons why you need an estate plan, ASAP. 1. Financial Security Having an estate plan in place can offer a significant amount of f