Lien stripping is a debt-relief strategy available primarily in Chapter 13 bankruptcies whereby junior liens on your property, provided they are wholly unsecured, are eliminated. Junior liens include any loans taken on a piece of property in addition to your first mortgage. Most typically, junior liens are second or third mortgages, home equity loans, or home equity lines of credit (“HELOCs”). These types of junior liens are considered wholly unsecured if the equity available