A common concern of clients when deciding whether or not to file for bankruptcy is the effect this type of legal proceeding will have on their credit rating and their ability to obtain loans, home mortgages, credit cards, and other forms of credit. A bankruptcy may remain on your credit record for a period of up to 10 years from the date you filed your petition. However, this by no means implies that you will be unable to obtain credit during this period. You will likely sti